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Before trying to get a home loan with bad credit you should work on getting your score as high as it can be. The higher your score the better odds you have of getting approved for a mortgage. If you have a significant amount of negative accounts you should use our free DIY credit repair guide .
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. disqualify you from getting a loan. Credit unions also look at your whole financial picture as well as your standing as a member of the credit union. Still, a good score will get you a lower rate.
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The answer to this question will depend on the loan you apply for. Some lenders will clearly state which loans cater to which types of bad credit. generally speaking, there are loans offered to most types of bad credit applicants, with the worst cases receiving higher interest rates.
ECB tells banks to get tougher on bad loans – with a seven-year limit for secured credit, the ECB said. The guidelines for loans that go bad from April 1st will be applied to banks on a case-by-case basis. Still, banks will only have to account.